About Us

Payment Infrastructure for Global Businesses

HeyPay Ltd. is a Canadian company providing technology-enabled payment and money-transfer solutions to eligible businesses and customers.

Our platform is designed to simplify international payment management by connecting customers with payment and banking infrastructure across supported jurisdictions and currencies.

HeyPay focuses on providing a secure, efficient and transparent payment experience while maintaining appropriate customer due diligence, financial-crime controls and risk-management procedures.

Our Approach

We combine:

• Digital account onboarding

• Multi-currency payment capabilities

• International payment connectivity

• Banking and payment infrastructure partnerships

• Customer-focused support

• Risk-based AML/CFT controls

• Technology-enabled transaction monitoring

Our objective is to provide businesses with a practical and scalable solution for managing international payments.

Regulatory Status

Regulatory & Compliance

HeyPay Ltd. is incorporated in Ontario, Canada under:

Ontario Corporation Number: 1001337590

HeyPay Ltd. is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a Money Services Business:

FINTRAC MSB Registration No.: C100001092

HeyPay is also registered as a Payment Service Provider (PSP) under Canada's Retail Payment Activities Act (RPAA) supervised by the Bank of Canada:

RPAA PSP Registration No.: REG-7813

Legal Entity Identifier (LEI): 984500CA3ED3C82FJ738

Our Compliance Framework

HeyPay maintains a risk-based compliance framework designed to meet applicable regulatory requirements. Our framework includes:

• Customer Due Diligence (CDD);

• Know Your Customer (KYC);

• Know Your Business (KYB);

• Beneficial ownership verification;

• Customer risk assessment;

• Enhanced Due Diligence (EDD), where applicable;

• PEP screening;

• Sanctions screening;

• Transaction monitoring;

• Ongoing customer monitoring;

• Suspicious transaction/activity escalation and regulatory reporting where required; and

• Regulatory record keeping.

Important Regulatory Disclosure

HeyPay Ltd. is not a bank or credit institution.

HeyPay operates within the applicable Canadian regulatory framework as a FINTRAC-registered Money Services Business and a registered Payment Service Provider under the Retail Payment Activities Act.

Depending on the product, jurisdiction and payment service, certain payment accounts, IBAN-enabled services, payment execution or other financial infrastructure may be provided through HeyPay's banking and payment partners.

he availability of services is subject to customer eligibility, applicable laws and regulations, payment-network requirements, partner requirements and HeyPay's internal risk and compliance controls.